One or more photo(s) has been virtually staged. Motivated Seller **Optional ASSUMABLE VA 4.375% LOAN** (loan can be assumed by either Veteran or Non-Veteran). Looking for a nearly new home in a gated 55+ community with resort-style amenities and an optional VA assumable loan at just 4.375%? This move-in ready 2-bed, 2.5-bath, 2 car garage Villa in Medley at Southshore Bay in in the city of Wimauma offers low-maintenance living, thoughtful upgrades, and access to one of the area's best lagoon communities - and it's partially furnished for your convenance, too. Inside, you'll find an open layout with quartz countertops, white cabinets, GE appliance package, and crown molding throughout the living space. The primary suite is on the first floor with a private en-suite bath and walk-in closet. Upstairs features a spacious loft perfect for a home office, guest area, or hobby room, plus a second bedroom and full bath. Enjoy your morning coffee on the tiled, screened-in back patio and relax knowing the HOA covers lawn care, CABLE, INTERNET, access to the private 55+ clubhouse/amenities and the Southshore Bay Lagoon. Upgrades include a whole-house water softener, tankless water heater, painted garage floors, utility sink in the garage, custom garage shelving, and modern lighting. As part of Southshore Bay in Wimauma, you'll have access to Florida's premier MetroLagoon - complete with a sandy beach, 5 acres of clear blue water, water slide, obstacle course, kayaks, and paddleboards. Located just minutes from Sun City Center, shopping, medical care, and a short drive to Tampa, St Petersburg, or Sarasota, Wimauma offers a quiet, scenic setting with everything you need nearby.