Rare opportunity to assume a 2.625% VA loan in the gated community of Talon Bay a standout advantage in today's market that pairs exceptional financing with peaceful Florida living. Privately positioned on a wooded homesite, this beautifully maintained DR Horton Pembroke model offers 3 bedrooms, 2 bathrooms, and an inviting open-concept layout designed for both comfort and functionality. Tile flooring throughout, abundant natural light, and seamless indoor-outdoor flow create a warm yet refined atmosphere from the moment you enter. The kitchen features Corian countertops, solid wood cabinetry, GE appliances, and generous prep space overlooking the main living areas ideal for entertaining or everyday living. A screened lanai extends the living space outdoors and overlooks a peaceful natural setting, creating a quiet retreat to enjoy year-round. Additional updates and features include fresh exterior paint, a newly screened front entry, whole-house surge protector, cellular signal booster, hurricane protection, closet organization systems, and more. Residents of Talon Bay enjoy low HOA fees with cable and internet included, along with resort-style amenities including a clubhouse, fitness center, heated pool, tennis and pickleball courts, kayak launch, and scenic walking trails all with no CDD fees. A move-in ready home offering privacy, thoughtful upgrades, and one of the most compelling financing opportunities currently available.